James Harper
Step-by-Step Guide to Applying for a Revolut Credit Card
Applying for a Revolut credit card is an easy process, but it does come with specific eligibility criteria that you must meet. This guide will walk you through the entire application process, ensuring you understand each step clearly and how to prepare effectively. By following these instructions, you’ll be able to apply for your Revolut credit card with confidence and ease.
Before starting the application process, ensure you have a valid Revolut account that has been active for at least 30 days. You must also be 18 years or older and a resident of one of the eligible countries, which currently include Lithuania, Poland, Ireland, Spain, and the United States. Additionally, you must have your phone number linked to your Revolut account and no negative balances. Proof of income is also required to demonstrate your financial stability.
Step 1: Verify Your Eligibility
To apply for a Revolut credit card, you must meet the following criteria:
- Be at least 18 years old.
- Have an active Revolut account for at least 30 days.
- Be a resident in one of the following countries: Lithuania, Poland, Ireland, Spain, or the United States.
- Have a phone number linked to your Revolut account.
- Maintain a positive balance in your account.
- Be employed or self-employed, providing proof of income.
Step 2: Access the Revolut App
Open the Revolut app on your mobile device. Make sure you are logged in to your account. If you don’t have the app installed, you can download it from the Revolut website.
Step 3: Navigate to the Accounts Section
Once you are on the home screen, locate the Accounts button right under your balance. Tap on it to proceed.
Step 4: Add a New Credit Card
Within the Accounts section, look for the option to Add a new card. Click on this option to begin the application process for a credit card.
Step 5: Select Credit Card Application
In the new section that appears, select the option for Credit to indicate that you wish to apply for a credit card.
Step 6: Complete the Application Form
Fill out the short application form that appears. You will need to provide several details, including:
- Your personal information (name, address, etc.)
- Your employment status and income details.
Make sure all information is accurate to avoid any issues with your application.
Step 7: Submit Your Application
After completing the application form, review your information for accuracy. Once confirmed, submit your application. You will receive a notification regarding the status of your application shortly after.
Step 8: Await Approval
The approval process may take a few days. If your application is successful, you will receive your Revolut credit card in the mail. If you do not see the option for a credit card, it may be due to not meeting the eligibility requirements or because the service is not yet available in your region. Make sure to check back periodically as Revolut may expand its services to new countries over time.
Extra Tips & Common Issues
Ensure that you have all necessary documentation ready to avoid delays in the application process. Here are some common issues and tips:
- If you encounter difficulties accessing your account, try resetting your password.
- Ensure your phone number is correctly linked to your account; otherwise, you may not receive verification codes.
- If your application is denied, review the eligibility criteria and rectify any issues before reapplying.
In conclusion, applying for a Revolut credit card can be a straightforward process if you meet the eligibility requirements and follow the outlined steps. Remember to keep your information accurate and updated to ensure a smooth application experience.
Frequently Asked Questions
What if I don’t live in one of the eligible countries?
If you are not a resident of Lithuania, Poland, Ireland, Spain, or the United States, you may not be able to apply for a Revolut credit card at this time. However, Revolut may expand its services in the future.
How long does it take to receive my card once approved?
After approval, your Revolut credit card will typically arrive in the mail within a few business days, depending on your location.
Can I apply for a Revolut credit card if I have a negative balance?
No, to apply for a Revolut credit card, you must maintain a positive balance in your Revolut account.